There are diffrent types of agents that sell insurance:
Captive Agents
Those who are only able to sell the insurance of one company.
Direct Response Representatives
Those who offer you the insurance of one company, and only over the telephone when you call for a quote.
Independent Insurance Agents
Represent a varying range of insurance companies, and research with these firms to find the ebst combination of price, coverage and service for each individual.
Youre Independent Insurance Agent...
Is a licensed professional with strong customer and community ties.
Gives you excellent service and competitive prices because your agent can access the insurance coverage from more then one company.
Is not beholden to any one company allowing you to retain the same agent as your insurance and service needs change.
Assists you when you have a claim.
Is your consultant, working with you as you determine your needs.
Offers you a choice of insurance plans and programs.
Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage, and service.
Offers one-stop shopping for a full range of products including:
Homeowners insurance
Auto insurance
Business insurance
Life insurance
Health insurance
Can periodically review your coverage to keep up with your changing insurance needs.
Treats you like a person, not just another number.
Continued customer satisfaction is essential to an independent agent's livelihood. Customers are the number one priority of Independent Insurance Agents.