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Do Certified Professional Midwives Need Medical Malpractice Insurance? Understanding the Legal Requirements

Certified professional midwives (CPMs) provide essential care during pregnancy, childbirth, and postpartum. Their personalized, hands-on approach offers a valuable alternative to hospital-based births. However, with the responsibilities of midwifery come potential legal risks. A critical question many midwives ask is: Do certified professional midwives need medical malpractice insurance? The legal requirements for malpractice insurance vary […]

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Understanding the Impact of Natural Disasters on Business Insurance: Are You Covered?

At Rich & Cartmill, we understand that as a business owner, your company is one of your most valuable assets. Whether you operate a small business or manage a large corporation, protecting your operations, employees, and financial well-being is essential. One of the most unpredictable and devastating risks businesses face is the threat of natural […]

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Navigating the Claims Process: A Step-by-Step Guide for Business Owners

As a business owner, dealing with an unexpected loss can be stressful, but having the right insurance coverage in place makes all the difference. When the unexpected happens—whether it’s property damage, a liability claim, or another type of loss—knowing how to navigate the claims process smoothly is essential to getting your business back on track. […]

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Top Commercial Insurance Services in OKC: Protecting Your Business from Every Angle

Running a business in Oklahoma City comes with a unique set of challenges, but with the right insurance services in place, you can ensure your business is protected no matter what comes your way. From property and liability protection to specialized coverage for industry-specific risks, commercial insurance plays a vital role in safeguarding your company’s […]

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Why Businesses in Tulsa Need Specialized Commercial Insurance

Running a business in Tulsa comes with its own set of opportunities and challenges. As a thriving city with a diverse economy, Tulsa offers a wealth of potential for businesses of all sizes and industries. However, this unique environment also requires specialized commercial insurance coverage to protect your business against the specific risks and challenges […]

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Why Workers’ Compensation Insurance is Essential for Your Business

As a business owner, one of your top priorities is the well-being of your employees. Creating a safe and supportive work environment is crucial, but accidents can still happen. When they do, Workers’ Compensation Insurance (commonly known as Workers’ Comp) is your first line of defense, protecting both your employees and your business from the […]

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Protecting Your Business with Product Liability Insurance

If your business manufactures, distributes, or sells products, you face a unique set of risks. Even with rigorous quality control and safety standards, there’s always the possibility that something could go wrong. That’s where Product Liability Insurance comes in. This essential coverage helps protect your business from the financial consequences of claims related to product […]

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Why General Liability Insurance is Essential for Every Business

  Why General Liability Insurance is Essential for Every Business Running a business comes with its fair share of risks, and one of the most effective ways to protect your company is by investing in insurance. This essential coverage shields your business from a wide range of potential legal and financial challenges, allowing you to […]

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Understanding the Importance of Commercial Property Insurance

As a business owner, protecting your physical assets is a crucial part of maintaining and growing your business. Insurance is designed to cover your business property against a variety of risks, additionally, ensuring that your operations can continue smoothly even in the face of unexpected events. Here’s why Commercial Property Insurance is essential for your […]

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The Role of Life Insurance in Financial Planning

Life insurance is often thought of as a safety net for families, but its benefits extend far beyond providing for loved ones after death. When integrated into a broader financial plan, it can be a powerful tool for achieving long-term financial goals. Here’s how planning ahead with insurance will play a crucial role in financial […]

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