Legal Disclaimer

The materials and information contained within this site are provided for general informational purposes only and the contents herein are not an attempt to solicit or sell insurance.

Any hypertext links or reference to other websites or vendors are provided as a convenience only and we have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.  

Any individual or entity wanting to inquire about any insurance product should contact us directly.  Insurance coverage is contingent upon approval of an application and Rich & Cartmill, Inc. does not guarantee that you will be offered an insurance quote at the conclusion of any application process.

All rates and insurance applications are subject to full underwriting and loss ratio verification.  Insurance coverage cannot be bound or changed via submission of any online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a Rich & Cartmill licensed insurance agent.  

Rich & Cartmill, Inc. is not an insurance company but rather acts as an agency for multiple insurance companies. Rich & Cartmill, Inc. does not endorse any specific insurer. All coverage’s of any insurance policy are subject to the terms, conditions and exclusions of that given policy.

Rich & Cartmill, Inc. and its related affiliated and subsidiary companies, disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.  It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided.

All information contained on this website is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use.

Consult your own legal or tax advisor with respect to your personal situation.