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Chad Summers

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Ed Garlich

Ed Garlich joined Rich & Cartmill as a sales associate in March 2013, specializing in commercial insurance. Previously, he was with Federated Insurance Company for 23 years as a senior marketing representative. He consistently received the President’s Council and Distinguished Service awards, as well as numerous honors and recognition for his leadership in insurance sales. […]

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Robert Hadley, CIC, CRM

Bob Hadley joined Rich and Cartmill in March of 2018.  Prior to joining, Bob spent over 30 years as an Account Executive and Regional Sales Manager with Zurich Direct Markets, specializing in insuring Automobile, Motorcycle,Truck, and RV dealerships.  Bob has lived in Southwest Missouri since 2002.  At Zurich, Bob earned several awards including nine President’s […]

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Doug Twigger

Doug joined the insurance industry in 1980 as an adjuster with Underwriters Adjusting Co. in St. Louis.  He worked with several carriers in claims for 13 years and then moved to Auto Owners as a Marketing Representative for the next 20 years.  He entered the agency side when he purchased an agency and immediately merged […]

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Ryan Sanders, CPCU, CIC

Ryan grew up in Springfield, MO and is a 2007 graduate of the University of Texas.  He joined Rich & Cartmill shortly after graduation following in the footsteps of his father Carrel who is currently a Vice-President. He earned his Certified Insurance Counselor (CIC) designation in 2010 and earned his Chartered Property Casualty Underwriter (CPCU) […]

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Carrel Sanders, CIC

Carrel Sanders joined Rich & Cartmill as a sales associate in April 1998, specializing in commercial insurance.  Previously, he was with Federated Insurance Company for 12 years as a senior marketing representative.  He consistently received the President’s Council and Distinguished Service awards, as well as numerous honors and recognition for his leadership in insurance sales.  […]

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Bryan Cothern

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Mike Bettlach

Mike Bettlach joined Rich & Cartmill as a sales associate on January 1, 2010. Prior to that, he owned his own insurance agency, The Ozarks Insurance Group. His career in the insurance business began with Federated in 1986, attaining President’s Council and Distinguished Service Awards. Mike is a graduate of Missouri State University. While focusing […]

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